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Current Rates As of July 29, 2010
| Account Type |
Interest Rate |
*APY(%) |
| Savings |
.20 |
.20 |
| Now |
.10 |
.10 |
| Money Market $2,500 & above |
.25 |
.25 |
below $2,500 |
.15 |
.15 |
Minimum deposit of $2,500 to open Money Market Account.
Transaction Limitations: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar order to third parties.
A service charge of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $500.00.
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| *Annual percentage yield |
| **Deposit Rates are subject to change |
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Certificate of Deposits
| Account Type |
Interest Rate |
*APY(%) |
| 3 Months |
.65 |
.65 |
| 6 Months |
.90 |
.90 |
| 12 Months |
1.10 |
1.11 |
| *Annual percentage yield |
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| *Penalty for early withdrawal. Please ask for more information. |
| **Interest Rates are subject to change at Maturity |
Loan Rates
| Loan Type |
Term |
Rate |
Estimated Cost per $1,000 |
| New Car Loan |
12 Months |
4.0% APR |
$85.16 |
| New Car Loan |
24 Months |
4.0% APR |
$43.43 |
| New Car Loan |
36 Months |
4.0% APR |
$29.53 |
| New Car Loan |
48 Months |
5.0% APR |
$23.04 |
| New Car Loan |
60 Months |
5.0% APR |
$23.04 |
| New Car Loan |
72 Months |
5.0% APR |
$23.04 |
| 100% Financing |
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| Used Car Loan |
36 Months |
5.50% APR |
$29.53 |
| Used Car Loan |
48 Months |
5.50% APR |
$23.04 |
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| Used Car Loans by NADA Loan Value |
| *Annual percentage yield |
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Rates are subject to change. Rates are based on checking account with a Direct Deposit.
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